What will come next? Opportunity? Uh-oh moment? Keep cash ready in an FDIC-insured account
Play games for instant cash everyday. Win grand prize drawings for $1,000 every week.
The more you save and play, the more chances you have to win.
It’s hard to keep money saved for the unexpected. And earning a few pennies of interest is pretty boring. But you know what is exciting? The chance to win. That’s why half of us can’t come up with $500 for an emergency, but we spend $70 billion a year on the lottery. WinWin uses the power of winning to make saving fun.
WinWin helps you save money for the unexpected in a WinWin-branded FDIC-insured savings account held at Wells Fargo (“WinWin savings account”). To get started, download the app, sign up, link your bank account, and set an amount to save and choose when you want to save it (for example, $20 twice per month on Fridays when you get your paycheck). That amount will automatically be transferred from your external bank account into your WinWin savings account. Every day, you’ll have the chance to play a game to win instant cash prizes from WinWin. Every week, you’ll enter to win a grand prize drawing for $1,000 from WinWin. For every dollar you have saved, you’ll earn another entry. The more you save, the more chances you have to win.
Once in awhile, we all have a “money moment” – a time when we need a little extra cash in a pinch. A savings account is the best place to keep that money safe. The problem is, most savings accounts pay very low interest rates. Save $200 at the average 0.01% APR, and you’ll earn a whopping 2 cents a year! It just doesn’t seem worth it. With WinWin, you get a safe way to save, but with a lot more excitement. Every day, you’ll have the chance to play a game to win instant cash prizes from WinWin. Every week, you’ll enter to win a grand prize drawing for $1,000 from WinWin. For every dollar you have saved, you’ll earn another entry. The more you save, the more chances you have to win.
Your first month is free, so you can start building up your savings, gain entries in the weekly grand prize drawings for $1,000 from WinWin, and play the daily instant win games. You can also increase your savings by sharing WinWin – every time you tell a friend and they sign up, both you and that friend will each get $5 deposited in your WinWin savings accounts. After the free trial, a $2/month fee is debited from your external bank account. You can cancel and withdraw your money any time.
Yep! You can withdraw funds at any time, free of charge – and guilt. The whole idea of WinWin is to help you keep some cash aside for when you really need it to pay for an unexpected expense or opportunity. Transfers to your external bank account typically take 2-3 business days.
WinWin helps you save money in a safe place, so you have it when you really need it. Your money is held in a savings account at Wells Fargo and your funds are FDIC-insured up to a balance of $250,000 (if you can save that much, we may ask you for help with our savings). WinWin provides bank-level encryption to provide further security.
No, for now. Interest rates are so low right now that the average bank pays about 0.01% APR. $200 saved at that rate earns interest of $0.02 per year. Two cents a year! The cost and hassles of sharing fractions of pennies with every WinWin user every month just aren’t worth it. We think it’s much more exciting to have chances to win prizes from WinWin every day.
If WinWin is not your jam, no worries. You can close your account any time by contacting email@example.com. If you have money saved, the funds will be transferred to your external bank account in about 2-3 business days.